Find the right cover.
Without the runaround.

30+ NZ insurers compared in under 3 minutes. One specialist. Zero data selling. Always free for you.

Join 12,000+ Kiwis protected

★★★★★  4.9/5 · Trustpilot verified

Takes about 2 minutesLive Quote Engine · Step 1 of 7
What gender are you?
What type of cover are you looking for?
✓ Select all that apply
Do you currently have any existing cover?
✓ Select all that apply
Any personal history of Cancer, Heart Problems or Stroke?

This helps us match you with the right specialist and policy options.

Health information is kept strictly private and never shared without your consent.

Are you a permanent citizen or resident of New Zealand?

NZ residency status affects your eligibility for certain policies.

What is your age range?
What level of cover are you looking for?

Not sure? A specialist will help refine this for free.

Smoked tobacco in the past 12 months?

Affects your premium calculation. Be honest for an accurate match.

Your answers are private. We never sell your data to third parties.

What's your name?
What's your email?

We'll send your tailored match brief here. No marketing lists.

Your mobile number

A specialist will use this to follow up with your match. We won't call without your consent.

Running Smart NZ Analysis…

Matching your cover across 30+ providers…

Checking policy eligibility…
Calculating risk profile…
Shortlisting top 3 matches…

Match Found!

We've identified 3 premium providers matching your priorities.

What happens next?

A dedicated NZ specialist is reviewing your match to unlock the best available discounts. We respect your inbox - no spam, just expert advice. An adviser will be in touch shortly to discuss your options.

Available NZ Providers

AIACignaFidelity LifeAsteronPartners LifePinnacleChubb

Matched in 3 simple moves.

No lengthy forms. No broker pressure. Just smart matching and real NZ expertise.

Quick Match Quiz

Answer 7 focused questions about your needs and NZ lifestyle. Takes under 2 minutes.

Smart Search

Our engine analyses 50+ policies across NZ's top providers to find your right-fit coverage.

Adviser & Save

One dedicated NZ specialist reviews your match and unlocks available discounts. No spam.

Covers we can help with.

From protecting your income to safeguarding your family's future. Here's what NZ insurance can do for you.

Life and Terminal Illness Cover

A staple in your protection plan. Leave a lump sum behind to your loved ones in the event of your untimely death. This can help pay off debt, cover funeral expenses and replace income.

Health and Private Medical Cover

Get treated faster, access more medications and therapies. Medical Cover can help improve the quality and length of your life. Skip the public waitlists and limited treatments.

Trauma and Critical Illness Cover

Pays a lump sum of cash in the event you're diagnosed with a serious medical condition such as cancer, heart attacks or strokes. Focus on getting better, not paying bills.

Income and Mortgage Cover

Receive a monthly benefit if you're off work due to an accident, illness or injury. This cover will make sure the bills still get paid if your income unexpectedly stops.

Total and Permanent Disability Cover

Pays a lump sum if you're totally and permanently disabled, helping cover bills, treatments, care, income and renovations. This cover makes sure you get the help you need.

Sole Trader & Business Owner Cover

Business owners may require different covers and strategies. Structuring your ACC correctly and making sure your expenses are covered if you or a key person can't work can be crucial.

Trust is earned through results.

★★★★★
4.9 / 5

from 12,000+ reviews

"I was overwhelmed after my previous experience with brokers. Find My Cover gave me 3 clear paths and a specialist who actually listened. Saved $40/month on better cover."
Sarah Jamieson
Greenlane, Auckland
"The Income Shield tool was a game changer. I knew exactly what I needed before speaking to anyone. No pressure, just smart data and a genuinely easy process."
Mark Thompson
Fendalton, Christchurch
"Securing life cover for my whānau felt like a chore until I found this platform. Quick, digital, and the adviser matched my exact pace. Finally have peace of mind."
Thomas Reti
Island Bay, Wellington
NZ Based
Local team, local knowledge
Data Private
Never sold to third parties
< 3 Minutes
Average match time
No Obligation
Free for all users

How we're different.

0
Kiwis Protected
0
Average Premium Saving
0
NZ Policy Data Points
The Old Way
Traditional Comparison Sites
  • Basic filters that miss your unique situation
  • Massive lists of irrelevant options
  • Your data sold to 10+ calling centres
  • Clunky, outdated NZ interfaces
  • Hidden commissions determine results
The Future
Find My Cover Smart Match
  • Focused matching based on real NZ data
  • Only the 3 highest-rated options shown
  • Total privacy. We never sell your data
  • Precise digital interface built for speed
  • Transparent advice from NZ insurance specialists

Your questions,
expertly answered.

Can't find what you're looking for? Our NZ-based support team is available via live chat during business hours.

Ready to get matched?

Average matching time: under 3 minutes. No obligation.

Find My Cover is 100% free for users. We connect you with NZ insurance specialists who may earn a commission from insurers if you take out a policy. This is standard practice in NZ insurance and is always explained clearly by your matched specialist.

No. Unlike traditional comparison sites, we never sell your data. You're matched with one dedicated NZ specialist who contacts you only based on your stated preferences.

ACC only covers accidents, not illnesses, which account for the majority of long-term disability claims in NZ. Private cover fills the significant gaps ACC leaves, including cancer, heart conditions, and mental health.

Buying direct limits you to one company's products. We compare multiple providers simultaneously, giving you a whole-of-market view at no extra cost. Better options, faster, with a specialist to guide the final decision.

Yes. All data is encrypted in transit and at rest. We take your privacy seriously and never share, sell, or rent your personal information to third parties, ever.

The form takes under 3 minutes. Once submitted, your match brief is generated immediately and assigned to a specialist within 1 business hour. An adviser will then reach out to guide you through your options at your pace. No pressure, just expert advice.